Are you and your business ready for flu season?

November 29, 2017

Peak flu season is upon us and although flu viruses are detected throughout the year, the Centers for Disease Control and Prevention (CDC) reports that most cases occur between December and February. The flu season can cause lower productivity on… [more]


Coming Soon, and Only 30 Day to Act – Letter 226J from IRS

November 22, 2017

If you are an Applicable Large Employer (ALE), you may soon be receiving Letter 226J from the IRS notifying your business or organization of possible liability for the Employer Shared Responsibility Payment (ESRP) for the 2015 tax year.  The preliminary… [more]


Health Saving Accounts – Ramifications of Losing Eligibility

November 8, 2017

High-deductible health plans (HDHP) combined with a health savings account (HSA) are increasing in popularity in the employee benefits arena. It is a great way for employers (and employees) to reign in health insurance premium costs, as well as for… [more]


Alternate Funding Arrangements

October 13, 2017

Health insurance offered in New Jersey is segmented into three markets based on an employer’s full-time equivalent (FTE) employees. Small group is the market for employers with under 50 FTE, mid-size is between 51 and 99 FTE, and large group… [more]


Brown & Brown Benefit Advisors